Interest Is High, but Production Remains the Hurdle
Thirty-six percent of lenders are piloting one or two AI tools. Separately, AD Mortgage's 2026 broker survey found that 55% of brokers use AI daily or regularly, while 72% expect significant growth in AI use over the next three years. Average self-rated technology maturity was 7.22 out of 10.
What's Holding Lenders Back from Live Deployment
Trust is the largest barrier, with 25% of lenders lacking confidence in AI-generated outputs. More than 82% of brokers consider cross-system integration highly important, while 33.5% look to lenders for implementation support.
The Numbers at a Glance
- 83% of lenders are evaluating AI; 17% have it live in production
- 36% are piloting one or two AI tools
- 55% of brokers use AI daily or regularly
- Trust is the top adoption barrier at 25%
What This Means for Flatworld Mortgage The gap between evaluation and production is where a platform already processing 3,000+ loans/month in live production can help shorten implementation.
What's Live Today
