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Today we enable more than 400,000 mortgages a year, with 99% accuracy.
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ORIGINATION COST
Latest Articles
ORIGINATION COST
The Real Cost to Originate a Loan in 2026
$16,320 for depositories, $12,209 for IMCs: where the number actually comes from, and where it moves.
Read the analysis → AI ADOPTION
The AI Adoption Gap: 80% Evaluating, 17% Live
Trust, not cost, is the top barrier keeping mortgage AI stuck in pilot.
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AGENTIC AI
Agentic AI in Mortgage Lending: What's Actually Live
TD Bank and Cloudvirga's $200B in combined volume: the named deployments, not the hype.
Read the analysis → M&A
Mortgage M&A in 2026: Scale, Sell, or Stall
Top-10 lenders now originate 43% of US volume. What does that mean if you're not one of them?
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COMPLIANCE
What CFPB Compliance Actually Costs Per Loan
$1,100–$1,700 added per loan, and 29 million paperwork hours a year, explained.
Read the analysis → STAFFING
The Mortgage Talent Squeeze: Staffing Economics
2% projected loan officer growth through 2034, against rising volume and pay.
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Market Forecast
$2.2 Trillion and Counting: The 2026 Origination Forecast
MBA's 8% growth forecast, broken into purchase, refinance, and what it takes to serve it.
Read the analysis → Trust & Security
Fraud, Breaches, and the Hidden Cost of Mortgage Cybersecurity
Every $1 of fraud costs nearly $5 more downstream. What the 2026 breach data shows.
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